You are currently viewing How to Start a Business With Little to No Money
how to start a business with little to no money

How to Start a Business With Little to No Money

  • Post author:
  • Post category:General

There are a number of businesses you can start without money, but it will undoubtedly require some effort on your part. The key is to find a business model that doesn’t require significant upfront investment.

One option is to start a service-based business. This could include things like offer dog walking services, yard work, or even starting a small home cleaning business. You can also look into becoming an Uber or Lyft driver as another low-cost option for starting your own business.

Another option is to sell products that you make yourself. If you’re crafty or have any unique talents, you can start selling your wares on sites like Etsy or at local craft fairs and farmers markets. You can also look into reselling products online through sites like eBay and Amazon.

Finally, another idea is to start a blog and generate income through advertising revenue or affiliate marketing commissions. This will take some time to build up, but once you have a large enough audience, it can be quite profitable.

Personal trainer

1. Certification – The first step to becoming a personal trainer is getting certified. There are many different certifications available, so do your research to find the one that’s right for you. Some popular certifications include ACE, NASM, and ACSM. Once you have your certification, you’ll be able to start working with clients.

2. Insurance – As a personal trainer, you’ll need to have liability insurance in case something happens while you’re working with a client (e.g., they slip and fall). This will protect you financially if something does happen. You can get insurance through an organization like NFPT or through an independent company like Hiscox Insurance.

3. Business License – Depending on where you live/work, you may need to get a business license in order to operate as a personal trainer (check with your local city or county government offices). This is typically not expensive or difficult to obtain.

4. Marketing Materials – You’ll need some basic marketing materials (business cards, flyers, etc.) to promote your new business. You can create these yourself or hire someone to do it for you. If budget is an issue, there are many free/low-cost resources online that can help you get started (Canva is one popular option).

Freelance writing

As a freelance writer, you can work as much or as little as you want, and set your own rates. If you build up a good reputation, you can potentially land high-paying writing gigs.


If you’re thinking about starting a tutoring business, the first step is to figure out what subjects you can tutor in. Do you have experience in math, science, reading, or writing? Maybe you’re bilingual and can tutor students in another language. Once you’ve decided on your subject area (or areas), the next step is to create a tutoring plan. What will your sessions look like? How often will you meet with students? What methods will you use to teach them?

Once you have your tutoring plan figured out, it’s time to start finding students! You can promote your services through word-of-mouth or by creating marketing materials (like flyers or an online profile). You can also reach out to local schools or organizations that work with children and families. Once you start getting students, be sure to keep track of their progress and provide feedback to their parents or guardians.

Tutoring can be a great way to earn extra income while helping others learn and grow. So if you’re looking for a business idea with low startup costs, consider becoming a tutor!

Art lessons

Starting an art business can be a great way to make money and share your passion for art with others. However, it can be difficult to get started if you don’t have any money to invest. There are a few ways that you can start an art business with no money, and we’ll explore some of those options below.

One option for starting an art business with no money is to offer free classes or workshops. You can promote your classes through social media, flyers, or word-of-mouth. You may also want to consider partnering with a local business or community center that has space that you can use for your classes. Another option is to sell your artwork online. There are a number of websites that allow you to create an online shop for free. You’ll just need to create some good quality images of your artwork and write descriptions that will appeal to potential customers. Finally, you could also consider giving art lessons as gifts or teaching friends and family members how to paint or draw. This is a great way to get started without having to spend any money on marketing or advertising.

Bartending service

As a bartender, you’ll be responsible for mixing and serving drinks to customers at bars, nightclubs, restaurants, and other establishments. To be successful in this business, it’s important that you have excellent customer service skills and are able to create delicious cocktails. If you’re not sure where to start, there are plenty of resources available online and in libraries that can teach you everything you need to know about bartending.

Once you’ve got the basics down, it’s time to start marketing your services. Start by reaching out to local businesses and offering your services for private parties or events. As your business grows, you can begin advertising in newspapers or online directories. And don’t forget word-of-mouth marketing – make sure your friends and family spread the word about your great bartending services!

Music lessons

One-on-one music lessons are a great way to earn some extra cash. If you have a musical instrument that you’re skilled at playing, consider offering your services as a teacher. You can advertise your services online or through local music stores. One-on-one lessons typically last around 30 minutes, and you can charge anywhere from $20-$50 per lesson depending on your experience and location.

Another option for teaching music is to offer group classes. This could be anything from weekly guitar classes at your local community center to teaching a class on songwriting at your area’s public library. Group classes usually cost less per person than private lessons, so they can be a great option if you’re trying to attract students on a budget. You can also use group classes as an opportunity to build up your student base for private lessons down the road.

If you have performance experience, another option is to give concerts or lead workshops at schools, churches, or other community organizations. This is a great way to share your passion for music with others while also earning some income. Concerts and workshops typically pay by the hour, so rates will vary depending on the length and complexity of the event.


Consulting is one of the most popular businesses to start with little to no money. It’s a great option if you have expertise in a particular field or industry and can offer your services to clients remotely. There are a number of ways to get started as a consultant, including setting up your own website or blog, freelancing through online platforms, or approaching businesses directly. If you’re starting a consulting business with no money, it’s important to be mindful of your overhead costs and focus on generating revenue quickly. With some dedication and marketing savvy, you can build a successful consulting business without breaking the bank.

Selling crafts

There are a few things to keep in mind when starting a craft business. First, you’ll need to find your niche. What kind of crafts do you like to make? What are you good at? Once you’ve decided what kind of crafts you want to sell, it’s time to start creating.

If you’re selling handmade items, it’s important to create high-quality products that people will be happy to pay for. Take your time with each piece, and don’t be afraid to ask for feedback from friends or family members before listing your items for sale.

Once you’ve got a few creations ready to go, it’s time to start promoting your business. If you’re selling online, set up social media accounts and create attractive listings on sites like Etsy or eBay. If you’re selling in person, consider setting up a booth at local craft fairs or markets. No matter how you choose to sell your wares, remember that crafting is all about having fun – so enjoy yourself along the way!


Hi, I'm Steve, and I'm an internet marketing expert. I've been making a living online for over 15 years, and I know the ins and outs of the industry. I'm passionate about helping people find financial freedom, and I believe that internet marketing is a great way to do that. I'm always on the lookout for new and innovative ways to make money online, and I'm excited to share what I've learned with you.